/* ═══════════════════════════════════════════════
   KEREN — Financial Information Platform
   ═══════════════════════════════════════════════ */

:root{
  --ink:#0F1729;
  --ink-2:#1F2937;
  --ink-3:#374151;
  --ink-4:#6B7280;
  --ink-5:#7B8392;
  --ink-muted:#6B7280;
  --ink-faint:#9CA3AF;
  --ink-soft:#374151;
  --line:#E5E7EB;
  --line-2:#D1D5DB;
  --paper:#FFFFFF;
  --paper-2:#F9FAFB;
  --paper-3:#F3F4F6;
  --accent:#1E5F8E;
  --accent-2:#174E76;
  --accent-soft:#E8F1F8;
  --green:#047857;
  --green-soft:#D1FAE5;
  --red:#B91C1C;
  --red-soft:#FEE2E2;
  --warn:#92400E;
  --warn-soft:#FEF3C7;
  --font:'Assistant','Segoe UI',system-ui,-apple-system,sans-serif;
  --font-display:'Frank Ruhl Libre',Georgia,serif;
  --r:6px;
  --r-md:10px;
  --r-lg:14px;
  --r-xl:18px;
  --pill:999px;
  --sh1:0 1px 2px rgba(15,23,41,.04),0 1px 3px rgba(15,23,41,.05);
  --sh2:0 4px 16px rgba(15,23,41,.06),0 2px 4px rgba(15,23,41,.04);
  --sh3:0 16px 40px rgba(15,23,41,.10),0 4px 12px rgba(15,23,41,.06);
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font);font-size:17px;font-weight:400;line-height:1.65;color:var(--ink-2);background:var(--paper);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility}
::selection{background:var(--accent-soft);color:var(--ink)}
*:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:3px}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
button{font-family:var(--font);cursor:pointer;border:none;background:none;color:inherit}
input,select{font-family:var(--font)}
em{font-style:normal;color:inherit}
strong{font-weight:700;color:var(--ink)}

.skip-link{position:absolute;top:-100px;right:16px;background:var(--ink);color:#fff;padding:10px 20px;border-radius:var(--r);font-weight:600;font-size:14px;z-index:200}
.skip-link:focus{top:16px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
@media(prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important}}

/* ─── LEGAL BANNER ─── */
.legal-banner{background:#FFFBEB;border-bottom:1px solid #FDE68A;color:#713F12;padding:7px 24px;font-size:12.5px;line-height:1.55;display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center;text-align:center}
.legal-banner-icon{font-size:14px;color:#92400E;flex-shrink:0;font-weight:700}
.legal-banner strong{color:#78350F;font-weight:700}
.legal-banner-more{background:transparent;border:none;color:#78350F;font-size:13px;font-weight:700;cursor:pointer;text-decoration:underline;text-underline-offset:3px;padding:0;font-family:var(--font);flex-shrink:0}
.legal-banner-more:hover{color:#451A03}
@media(max-width:600px){.legal-banner{padding:10px 16px;font-size:12px}}

/* ─── TOP STRIP ─── */
.gender-strip{background:var(--ink);border-bottom:1px solid rgba(255,255,255,.08);padding:8px 24px;color:#fff}
.gender-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;gap:12px;font-size:12.5px;color:rgba(255,255,255,.7)}
.gbtn{padding:4px 12px;border-radius:var(--pill);font-size:12.5px;font-weight:500;background:transparent;border:1px solid rgba(255,255,255,.5);color:rgba(255,255,255,.92);transition:all .15s;cursor:pointer}
.gbtn:hover{border-color:rgba(255,255,255,.5);color:#fff}
.gbtn.active{background:#fff;color:var(--ink);border-color:#fff;font-weight:600}
.strip-sep{color:rgba(255,255,255,.25)}
.strip-lbl{color:rgba(255,255,255,.55)}
.strip-link{color:rgba(255,255,255,.75);font-size:12.5px;font-weight:500;text-decoration:none;margin-right:auto;transition:color .15s}
.strip-link:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}

/* ─── NAV ─── */
nav.main-nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(16px) saturate(180%);-webkit-backdrop-filter:blur(16px) saturate(180%);border-bottom:1px solid var(--line)}
.nav-top{max-width:1280px;margin:0 auto;display:flex;align-items:center;padding:0 24px;height:72px;gap:32px}
.brand{font-family:var(--font);font-size:23px;font-weight:800;color:var(--ink);cursor:pointer;letter-spacing:-.7px;display:flex;align-items:center;gap:10px;flex-shrink:0;transition:opacity .15s}
.brand:hover{opacity:.75}
.brand-mark{width:34px;height:34px;border-radius:8px;background:var(--ink);color:#fff;font-family:var(--font);font-size:16px;font-weight:800;display:grid;place-items:center;letter-spacing:-.3px}
.nav-tabs{display:flex;gap:2px;overflow-x:auto;flex:1;scrollbar-width:none;height:72px;align-items:center}
.nav-tabs::-webkit-scrollbar{display:none}
@media(max-width:720px){.nav-tabs{-webkit-mask-image:linear-gradient(to left,transparent 0,black 40px);mask-image:linear-gradient(to left,transparent 0,black 40px)}}
.tab{padding:0 16px;height:72px;display:flex;align-items:center;font-size:15px;font-weight:600;color:var(--ink-4);white-space:nowrap;transition:color .15s;position:relative;letter-spacing:-.15px}
.tab::after{content:'';position:absolute;bottom:0;right:16px;left:16px;height:3px;background:var(--accent);transform:scaleX(0);transform-origin:right center;transition:transform .25s cubic-bezier(.4,0,.2,1);border-radius:3px 3px 0 0}
.tab:hover{color:var(--ink)}
.tab.active{color:var(--ink);font-weight:700}
.tab.active::after{transform:scaleX(1)}

/* ─── A11Y FAB ─── */
.a11y-fab-wrap{position:fixed;bottom:24px;left:24px;z-index:90;transition:bottom .25s}
body.cookie-visible .a11y-fab-wrap{bottom:120px}
@media(max-width:720px){body.cookie-visible .a11y-fab-wrap{bottom:200px}}
.a11y-fab{width:48px;height:48px;border-radius:50%;background:var(--ink);color:#fff;font-size:20px;border:none;display:grid;place-items:center;box-shadow:var(--sh3);transition:transform .15s,background .15s;cursor:pointer}
.a11y-fab:hover{transform:scale(1.06);background:var(--accent)}
.a11y-panel{position:absolute;bottom:60px;left:0;width:268px;max-width:calc(100vw - 48px);background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:16px;box-shadow:var(--sh3);display:none}
.a11y-panel.open{display:block;animation:fadeUp .18s ease}
.a11y-panel-title{font-size:12.5px;font-weight:700;color:var(--ink-4);margin-bottom:12px;padding-bottom:12px;border-bottom:1px solid var(--line);letter-spacing:.6px;text-transform:uppercase}
.a11y-panel-btn{display:flex;align-items:center;justify-content:space-between;width:100%;padding:10px 12px;margin-bottom:3px;border:1px solid transparent;border-radius:var(--r);font-size:14px;font-weight:500;color:var(--ink-2);transition:all .12s;text-align:right;cursor:pointer}
.a11y-panel-btn:hover{background:var(--paper-2)}
.a11y-panel-btn[aria-pressed="true"]{background:var(--accent);color:#fff}
.a11y-panel-link{display:block;width:100%;text-align:right;background:none;color:var(--accent);font-size:13px;font-weight:600;padding:10px 12px;margin-top:8px;border-top:1px solid var(--line);cursor:pointer}
:root.hc{--ink:#000;--ink-2:#000;--ink-3:#000;--paper:#fff;--line:#000}
:root.lg body{font-size:19px}
:root.readable{letter-spacing:.2px;line-height:1.85}

/* ─── LAYOUT ─── */
.page{display:none}
.page.active{display:block;animation:fadeIn .2s ease}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes fadeUp{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
.wrap{max-width:1200px;margin:0 auto;padding:64px 24px 88px}
.wrap-narrow{max-width:840px;margin:0 auto;padding:64px 24px 88px}
@media(max-width:720px){.wrap,.wrap-narrow{padding:36px 16px 64px}.nav-top{height:60px;padding:0 16px;gap:16px}.gender-strip{padding:6px 16px}}

/* ─── HERO ─── */
.hero{padding:96px 24px 88px;background:var(--paper);border-bottom:1px solid var(--line);text-align:right;position:relative;overflow:hidden}
.hero-content{max-width:920px;margin:0 auto;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:8px;padding:7px 14px;border:1px solid var(--accent-soft);border-radius:var(--pill);background:var(--accent-soft);font-size:13px;font-weight:700;color:var(--accent-2);margin-bottom:32px;letter-spacing:.1px}
.hero-badge::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--green)}
.h-display{font-family:var(--font-display);font-size:clamp(40px,7vw,72px);font-weight:900;line-height:1.02;letter-spacing:-1px;color:var(--ink);max-width:860px}
.h-display em{font-style:normal;color:var(--accent)}
.h-display .highlight{position:relative;display:inline-block}
.h-display .highlight::after{content:'';position:absolute;inset-inline-start:-4px;inset-inline-end:-4px;bottom:4px;height:16px;background:var(--accent-soft);z-index:-1;border-radius:3px}
.lead{font-size:clamp(17px,1.8vw,22px);line-height:1.55;color:var(--ink-3);margin-top:24px;max-width:680px;font-weight:400}
.social-proof{margin-top:18px;font-size:13.5px;color:var(--ink-4);font-weight:500;display:flex;align-items:center;gap:8px}
.social-proof::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--green);animation:pulse 2.4s ease-in-out infinite}
.social-proof strong{font-weight:800;color:var(--ink-2);font-variant-numeric:tabular-nums}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.55;transform:scale(1.15)}}
.hero-cta-group{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.btn-primary{background:var(--accent);color:#fff;padding:15px 32px;border-radius:var(--r-md);font-size:16px;font-weight:700;letter-spacing:-.1px;transition:background .15s,box-shadow .15s,transform .12s;cursor:pointer;border:none;box-shadow:0 1px 2px rgba(30,95,142,.18),0 2px 8px rgba(30,95,142,.14)}
.btn-primary:hover{background:var(--accent-2);box-shadow:0 4px 14px rgba(30,95,142,.28),0 2px 6px rgba(30,95,142,.18);transform:translateY(-1px)}
.btn-primary:active{transform:translateY(0)}
.btn-ghost{background:var(--paper);color:var(--ink);border:1px solid var(--line-2);padding:14px 28px;border-radius:var(--r-md);font-size:16px;font-weight:700;transition:all .15s;cursor:pointer}
.btn-ghost:hover{background:var(--paper-2);border-color:var(--ink-4);transform:translateY(-1px)}
@media(max-width:600px){.hero{padding:48px 16px 48px}}

.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:64px;border-top:1px solid var(--line);padding-top:36px}
.hero-stat{padding:0 32px;border-right:1px solid var(--line);text-align:right}
.hero-stat:first-child{padding-right:0}
.hero-stat:last-child{border-right:none;padding-left:0}
.hero-stat-val{font-family:var(--font);font-size:40px;font-weight:800;color:var(--ink);letter-spacing:-1.4px;line-height:1;margin-bottom:12px;font-variant-numeric:tabular-nums}
.hero-stat-lbl{font-size:14px;color:var(--ink-4);line-height:1.55;font-weight:500}
@media(max-width:720px){.hero-stats{grid-template-columns:1fr;gap:20px;padding-top:28px}.hero-stat{padding:20px 0 0 0;border-right:none;border-top:1px solid var(--line)}.hero-stat:first-child{padding-top:0;border-top:none}.hero-stat-val{font-size:32px}}

/* ─── MINI CALC ─── */
.mini-calc{margin-top:56px;padding:36px 40px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--sh2);text-align:right;max-width:820px}
.mini-eyebrow{margin-bottom:24px;font-size:12px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--accent);padding-bottom:18px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:10px}
.mini-eyebrow::before{content:'';width:20px;height:2px;background:var(--accent)}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:28px}
.mini-field{display:flex;flex-direction:column;gap:8px}
.mini-field label{font-size:14px;font-weight:600;color:var(--ink-2)}
.mini-input-wrap{display:flex;align-items:center;background:var(--paper);border:1px solid var(--line-2);border-radius:var(--r-md);padding:0 16px;transition:border-color .15s,box-shadow .15s}
.mini-input-wrap:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px rgba(30,95,142,.22)}
.mini-input-wrap input{flex:1;font-size:28px;font-weight:700;color:var(--ink);background:transparent;border:none;padding:14px 0;outline:none;width:100%;text-align:right;-moz-appearance:textfield;letter-spacing:-.7px;font-variant-numeric:tabular-nums}
.mini-input-wrap input::-webkit-outer-spin-button,.mini-input-wrap input::-webkit-inner-spin-button{-webkit-appearance:none}
.mini-suffix{font-size:15px;font-weight:600;color:var(--ink-4);margin-right:8px}
.mini-result{padding-top:24px;border-top:1px solid var(--line)}
.mini-result-lbl{font-size:14.5px;color:var(--ink-3);margin-bottom:10px;font-weight:500}
.mini-result-val{font-family:var(--font-display);font-size:48px;font-weight:800;color:var(--ink);letter-spacing:-.8px;line-height:1;margin-bottom:14px;font-variant-numeric:tabular-nums}
.mini-result-hint{font-size:13.5px;color:var(--ink-4);line-height:1.7}
.mini-result-hint span{font-weight:700;color:var(--green)}
@media(max-width:560px){.mini-calc{padding:24px 22px}.mini-grid{grid-template-columns:1fr;gap:12px}.mini-result-val{font-size:42px}}

/* ─── SECTION HEADERS ─── */
.eyebrow{font-size:13px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--accent);display:inline-flex;align-items:center;gap:10px;margin-bottom:18px}
.eyebrow::before{content:'';width:20px;height:2px;background:var(--accent);border-radius:2px}
.h-section{font-family:var(--font-display);font-size:clamp(28px,4vw,44px);font-weight:700;line-height:1.15;letter-spacing:-.8px;color:var(--ink)}
.h-section em{font-style:normal;color:var(--accent)}
.section-header{margin-bottom:48px}
.section-header .lead{margin-top:16px;font-size:18px;max-width:720px;color:var(--ink-3)}

/* ─── DISCLAIMER ─── */
.disclaimer{font-size:14.5px;color:var(--ink-3);line-height:1.75;margin:32px 0 36px;padding:18px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:transparent}
.disclaimer strong{color:var(--ink);font-weight:700;font-size:12px;letter-spacing:1.4px;text-transform:uppercase;display:inline}
.disclaimer strong::after{content:' — ';color:var(--ink-5);letter-spacing:0;text-transform:none;font-weight:400}

/* ─── CARDS ─── */
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-xl);padding:36px 40px;margin-bottom:16px;box-shadow:var(--sh1);transition:box-shadow .2s}
.card:hover{box-shadow:var(--sh2)}
.card-label{font-size:12px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--ink-4);margin-bottom:28px;display:flex;align-items:center;gap:10px}
.card-label::before{content:'';width:20px;height:2px;background:var(--accent);flex-shrink:0;border-radius:2px}
@media(max-width:600px){.card{padding:24px 22px}}

/* ─── FEATURE GRID ─── */
.feature-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin-top:32px}
.feature{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:32px 32px 30px;cursor:pointer;transition:transform .2s cubic-bezier(.4,0,.2,1),box-shadow .2s,border-color .2s;position:relative;text-align:right;overflow:hidden;display:block}
.feature::before{content:'';position:absolute;top:0;right:0;left:0;height:3px;background:var(--accent);transform:scaleX(0);transform-origin:right;transition:transform .3s cubic-bezier(.4,0,.2,1)}
.feature:hover{transform:translateY(-4px);box-shadow:var(--sh2);border-color:var(--line-2)}
.feature:hover::before{transform:scaleX(1)}
.feature:hover .feature-title{color:var(--accent)}
.feature:hover::after{color:var(--accent);transform:translateX(-4px)}
.feature::after{content:'←';position:absolute;left:28px;top:32px;font-size:18px;color:var(--ink-5);transition:color .2s,transform .2s}
.feature-num{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:10px;background:var(--accent);color:#fff;font-size:15px;font-weight:800;margin-bottom:22px;letter-spacing:-.3px}
.feature-title{font-family:var(--font);font-size:24px;font-weight:800;color:var(--ink);letter-spacing:-.7px;margin-bottom:12px;line-height:1.25;transition:color .2s}
.feature-desc{font-size:16px;color:var(--ink-3);line-height:1.7}

/* ─── FORMS ─── */
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:18px;margin-bottom:20px}
.field{display:flex;flex-direction:column;gap:8px}
.field label{font-size:14.5px;font-weight:600;color:var(--ink-2)}
.field input,.field select{border:1px solid var(--line-2);border-radius:var(--r-md);padding:12px 16px;font-size:16px;font-weight:500;color:var(--ink);background:var(--paper);outline:none;transition:border-color .15s,box-shadow .15s;-webkit-appearance:none;font-variant-numeric:tabular-nums;font-family:var(--font)}
.field input:hover,.field select:hover{border-color:var(--ink-4)}
.field input:focus,.field select:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(30,95,142,.22)}
.field select{background-image:url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L5 5L9 1' stroke='%236B7280' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:left 14px center;padding-left:34px;cursor:pointer}
.field-label{font-size:15.5px;font-weight:700;color:var(--ink);margin:24px 0 14px;letter-spacing:-.2px}
.field-hint{font-size:13px;color:var(--ink-4);margin-top:6px;padding:0;background:transparent;border:none;display:none;line-height:1.5;font-weight:500}
.field-hint.visible,.field-hint.on{display:block}
.field-hint strong{font-weight:700;color:var(--ink-2);font-variant-numeric:tabular-nums}
.debt-warning{display:none;margin:6px 0 0;padding:0;font-size:13px;color:var(--red);line-height:1.55;font-weight:500;background:transparent;border:none}
.debt-warning.visible{display:block}
.debt-warning strong{color:var(--red);font-weight:700}

/* ─── CHIPS ─── */
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;padding:10px 18px;min-height:44px;border-radius:var(--pill);font-size:15px;font-weight:600;background:var(--paper);border:1px solid var(--line-2);color:var(--ink-2);cursor:pointer;transition:all .15s;white-space:nowrap}
.chip:hover{border-color:var(--ink-4);background:var(--paper-2)}
.chip.active{background:var(--ink);border-color:var(--ink);color:#fff}
.chip.goal.active{background:var(--accent);border-color:var(--accent);color:#fff}

/* ─── ASSET CHIPS ─── */
.asset-grid{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px}
.asset-chip{display:inline-flex;align-items:center;padding:10px 18px;min-height:44px;border-radius:var(--pill);font-size:15px;font-weight:600;background:var(--paper);border:1px solid var(--line-2);color:var(--ink-2);cursor:pointer;transition:all .15s;white-space:nowrap}
.asset-chip:hover{border-color:var(--accent);color:var(--accent)}
.asset-chip.active{background:var(--accent);border-color:var(--accent);color:#fff}
.asset-all-btn{font-size:14px;font-weight:600;color:var(--ink-3);background:transparent;border:1px dashed var(--line-2);border-radius:var(--r-md);padding:10px 22px;cursor:pointer;transition:all .12s;min-height:44px;margin-top:6px}
.asset-all-btn:hover{border-color:var(--ink-4);color:var(--ink);background:var(--paper-2)}
.asset-all-btn.active{background:var(--ink);color:#fff;border:1px solid var(--ink)}

/* ─── INPUT + RANGE ─── */
.input-row{display:grid;grid-template-columns:160px 1fr;gap:24px;align-items:center;margin-bottom:22px}
.input-row label{font-size:14.5px;font-weight:600;color:var(--ink);line-height:1.45}
.input-stack{display:flex;flex-direction:column;gap:10px}
.input-stack-top{display:flex;align-items:center;gap:12px}
.num-input{flex:1;font-size:24px;font-weight:700;color:var(--ink);background:var(--paper);border:1px solid var(--line-2);border-radius:var(--r-md);padding:12px 16px;outline:none;transition:border-color .15s,box-shadow .15s;-moz-appearance:textfield;letter-spacing:-.7px;font-family:var(--font);font-variant-numeric:tabular-nums}
.num-input::-webkit-outer-spin-button,.num-input::-webkit-inner-spin-button{-webkit-appearance:none}
.num-input:hover{border-color:var(--ink-4)}
.num-input:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(30,95,142,.22)}
.num-suffix{font-size:15px;font-weight:600;color:var(--ink-4);min-width:36px}
.input-hint{font-size:12px;color:var(--ink-4);font-weight:500}
.range-thin{width:100%;height:4px;-webkit-appearance:none;appearance:none;background:var(--line);border-radius:var(--pill);outline:none;cursor:pointer}
.range-thin::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--accent);cursor:pointer;border:3px solid #fff;box-shadow:0 1px 4px rgba(30,95,142,.4);transition:transform .12s}
.range-thin::-webkit-slider-thumb:hover{transform:scale(1.12)}
.range-thin::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--accent);cursor:pointer;border:3px solid #fff;box-shadow:0 1px 4px rgba(30,95,142,.4)}
@media(max-width:560px){.input-row{grid-template-columns:1fr;gap:8px}}

/* ─── LIVE RATE BAR ─── */
.live-rate-bar{display:flex;align-items:baseline;gap:10px;padding:16px 0;border-bottom:1px solid var(--line);margin-bottom:18px;background:transparent;border-radius:0;border-top:none;border-right:none;border-left:none}
.live-rate-label{font-size:14px;color:var(--ink-4)}
.live-rate-value{font-size:24px;font-weight:800;color:var(--ink);letter-spacing:-.6px;font-variant-numeric:tabular-nums}
.live-rate-src{font-size:13px;color:var(--ink-5);margin-right:auto}

/* ─── RESULTS / METRICS ─── */
.results{display:none}
.results.visible{display:block;animation:fadeUp .25s ease}
.metrics{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden;margin-bottom:18px;background:var(--paper)}
.metric{padding:26px 16px;text-align:center;background:var(--paper);border-left:1px solid var(--line);transition:background .15s}
.metric:first-child{border-left:none}
.metric:hover{background:var(--paper-2)}
.metric-val{font-family:var(--font);font-size:34px;font-weight:800;color:var(--ink);letter-spacing:-1px;line-height:1;font-variant-numeric:tabular-nums}
.metric-val.green{color:var(--green)}
.metric-val.gold{color:var(--ink-3)}
.metric-lbl{font-size:13px;color:var(--ink-3);margin-top:12px;line-height:1.4;letter-spacing:.1px;font-weight:500}
.fine-print{font-size:12.5px;color:var(--ink-4);line-height:1.7;margin-top:12px}
@media(max-width:600px){.metrics{grid-template-columns:1fr 1fr}.metric{border-left:none;border-bottom:1px solid var(--line)}.metric:nth-child(odd){border-left:1px solid var(--line)}.metric:nth-last-child(-n+2){border-bottom:none}.metric-val{font-size:24px}}

/* ─── FOCUSED TAX ─── */
.focused-tax{margin-top:16px;padding:18px 22px;background:var(--paper-2);border:1px solid var(--line);border-right:3px solid var(--ink-4);border-radius:var(--r-md);font-size:14.5px;color:var(--ink-2);line-height:1.8}
.focused-tax:has(strong[style*="green"]){background:var(--green-soft);border-color:#A7E0C2;border-right-color:var(--green)}
.focused-tax strong{color:var(--ink);font-weight:700}
.focused-tax .tax-save{color:var(--green);font-weight:800;font-size:17px;font-variant-numeric:tabular-nums}

/* ─── COMPARE BARS ─── */
.compare-bars{display:flex;flex-direction:column;gap:6px}
.cbar{display:grid;grid-template-columns:190px 1fr 120px;align-items:center;gap:16px;padding:12px 14px;border-radius:var(--r-md);cursor:pointer;transition:background .12s;border:1px solid transparent}
.cbar:hover{background:var(--paper-2);border-color:var(--line)}
.cbar-label{font-size:14.5px;font-weight:600;color:var(--ink);text-align:right;line-height:1.3}
.cbar-label small{display:block;font-size:11.5px;color:var(--ink-4);font-weight:400;margin-top:3px}
.cbar-track{height:32px;background:var(--paper-3);border-radius:5px;overflow:hidden}
.cbar-fill{height:100%;border-radius:5px;display:flex;align-items:center;padding-right:12px;font-size:13.5px;font-weight:700;color:#fff;transition:width .7s cubic-bezier(.22,.68,.35,1);white-space:nowrap;min-width:4px;font-variant-numeric:tabular-nums}
.cbar-val{font-size:17px;font-weight:800;color:var(--ink);text-align:left;white-space:nowrap;font-variant-numeric:tabular-nums;letter-spacing:-.4px}
.cbar-val.top{color:var(--green)}
.cbar-val.low{color:var(--ink-4)}
.cbar.focused{border-color:var(--accent);background:var(--accent-soft)}

/* ─── ASSET EXPLAIN ─── */
.asset-explain-toggle{margin-top:20px;border-top:1px solid var(--line);padding-top:18px}
.asset-explain-toggle summary{cursor:pointer;font-size:14px;font-weight:600;color:var(--accent);padding:6px 0;list-style:none;display:flex;align-items:center;gap:8px;user-select:none;transition:color .15s}
.asset-explain-toggle summary::-webkit-details-marker{display:none}
.asset-explain-toggle summary::before{content:'+';display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--accent-soft);color:var(--accent);font-weight:700;font-size:16px;line-height:1;transition:transform .2s,background .15s}
.asset-explain-toggle[open] summary::before{transform:rotate(45deg);background:var(--accent);color:#fff}
.asset-explain-toggle summary:hover{color:var(--accent-2)}
.asset-explain-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:14px;margin-top:20px}
.asset-explain{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-md);padding:20px 22px}
.ae-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.ae-title{font-family:var(--font);font-size:18px;font-weight:800;color:var(--ink);letter-spacing:-.4px;line-height:1.2}
.ae-rate{font-size:12.5px;color:var(--accent);font-weight:700;font-variant-numeric:tabular-nums;white-space:nowrap}
.asset-explain p{font-size:14.5px;line-height:1.7;color:var(--ink-2);margin-bottom:8px}
.asset-explain p:last-child{margin-bottom:0}
.asset-explain p strong{font-weight:700;color:var(--ink);font-size:14.5px;display:inline}
.asset-explain p em{font-style:normal;color:var(--ink-3);font-weight:600}
@media(max-width:560px){.cbar{grid-template-columns:110px 1fr 76px;gap:10px}.cbar-label{font-size:12.5px}.cbar-val{font-size:14px}}

/* ─── ALLOCATION ─── */
.alloc-row{display:flex;align-items:center;gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
.alloc-row:last-of-type{border-bottom:none}
.alloc-name{font-size:14.5px;font-weight:500;color:var(--ink-2);min-width:220px;line-height:1.4}
.alloc-bar{flex:1;height:10px;background:var(--paper-3);border-radius:3px;overflow:hidden}
.alloc-fill{height:100%;border-radius:3px;transition:width .7s cubic-bezier(.22,.68,.35,1);background:var(--accent)!important}
.alloc-pct{font-family:var(--font);font-size:18px;font-weight:800;min-width:50px;color:var(--ink);font-variant-numeric:tabular-nums}
.alloc-info{width:24px;height:24px;border-radius:50%;background:var(--paper-2);border:1px solid var(--line);display:grid;place-items:center;font-size:12px;font-weight:700;color:var(--ink-3);cursor:pointer;transition:all .12s;flex-shrink:0}
.alloc-info:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.alloc-explain{background:var(--paper-2);border-right:2px solid var(--accent);padding:12px 16px;font-size:14px;color:var(--ink-3);line-height:1.7;margin:6px 0 14px;display:none;border-radius:0 var(--r) var(--r) 0}
.alloc-explain.open{display:block}
@media(max-width:560px){.alloc-name{min-width:130px;font-size:13px}.alloc-pct{font-size:16px}}

/* ─── SIMULATOR ─── */
.sim-tabs{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:16px;padding-bottom:16px;border-bottom:1px solid var(--line)}
.sim-tab{padding:10px 18px;border-radius:var(--r);font-size:13.5px;font-weight:600;background:transparent;border:1px solid var(--line-2);color:var(--ink-3);transition:all .12s;cursor:pointer;min-height:44px}
.sim-tab:hover{border-color:var(--ink-4);color:var(--ink)}
.sim-tab.active{background:var(--ink);border-color:var(--ink);color:#fff}
.sim-content{background:var(--paper-2);border-radius:var(--r-md);padding:24px 26px;border:1px solid var(--line)}
.sim-title{font-family:var(--font);font-size:22px;font-weight:800;margin-bottom:8px;letter-spacing:-.6px;color:var(--ink)}
.sim-desc{font-size:14.5px;color:var(--ink-3);line-height:1.75;margin-bottom:20px}
.sim-bar{display:flex;align-items:center;gap:14px;margin-bottom:10px}
.sim-bar-label{font-size:13.5px;color:var(--ink-2);min-width:170px;text-align:right;line-height:1.4;font-weight:500}
.sim-bar-track{flex:1;height:30px;background:var(--paper);border-radius:4px;border:1px solid var(--line);overflow:hidden}
.sim-bar-fill{height:100%;display:flex;align-items:center;padding-right:10px;font-size:13px;font-weight:700;color:#fff;border-radius:4px;font-variant-numeric:tabular-nums}
@media(max-width:560px){.sim-bar-label{min-width:110px;font-size:12px}}

/* ─── TAX ─── */
.tax-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:22px}
.tax-card{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-md);padding:20px 22px}
.tax-card .tval{font-family:var(--font);font-size:30px;font-weight:800;letter-spacing:-.8px;margin-bottom:6px;font-variant-numeric:tabular-nums;color:var(--ink)}
.tax-card .tval.green{color:var(--green)}
.tax-card .tlbl{font-size:13px;color:var(--ink-3);font-weight:500}
.tax-rows{border-top:1px solid var(--line)}
.tax-row{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--line);font-size:14.5px}
.tax-row:last-child{border-bottom:none}
.tax-row .tn{color:var(--ink-3)}
.tax-row .tv{color:var(--ink);font-weight:700;font-variant-numeric:tabular-nums}
.tax-row .tv.green{color:var(--green)}
@media(max-width:560px){.tax-cards{grid-template-columns:1fr}}

/* ─── ACCORDION ─── */
.qa-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);margin-bottom:12px;overflow:hidden;transition:border-color .15s,box-shadow .15s;width:100%;text-align:right}
.qa-card:hover{border-color:var(--line-2);box-shadow:var(--sh1)}
.qa-card.open{border-color:var(--accent);box-shadow:var(--sh2)}
.qa-head{display:flex;align-items:center;gap:20px;padding:24px 30px;cursor:pointer;background:none;width:100%;text-align:right;border:none}
.qa-num{font-family:var(--font);font-size:14px;font-weight:700;color:var(--ink-4);min-width:30px;line-height:1;transition:color .15s;letter-spacing:.5px}
.qa-card.open .qa-num{color:var(--accent)}
.qa-q{flex:1;font-family:var(--font);font-size:20px;font-weight:700;line-height:1.35;color:var(--ink);letter-spacing:-.5px}
.qa-toggle{width:32px;height:32px;border-radius:50%;background:var(--paper-2);border:1px solid var(--line);display:grid;place-items:center;font-size:18px;color:var(--ink-3);transition:all .2s;flex-shrink:0;line-height:1;font-weight:600}
.qa-card.open .qa-toggle{background:var(--accent);color:#fff;border-color:var(--accent);transform:rotate(45deg)}
.qa-body{max-height:0;overflow:hidden;transition:max-height .3s cubic-bezier(.4,0,.2,1),padding .3s ease;padding:0 30px}
.qa-card.open .qa-body{max-height:3000px;padding:0 30px 28px}
.qa-body p{font-size:16.5px;color:var(--ink-2);line-height:1.8;margin-bottom:14px}
.qa-body p:last-child{margin-bottom:0}
.qa-body h4{font-family:var(--font);font-size:18px;font-weight:700;color:var(--ink);margin:22px 0 8px;letter-spacing:-.3px}
.box{margin:20px 0;font-size:16.5px;line-height:1.85;color:var(--ink-2);padding:18px 22px;background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-md);position:relative}
.box strong{font-weight:800;color:var(--ink);font-size:13px;letter-spacing:1.2px;text-transform:uppercase;display:block;margin-bottom:8px}
.box.warn{background:var(--warn-soft);border-color:#F4D78A}
.box.warn strong{color:var(--warn)}
.qa-body .box{padding:16px 20px}

/* ─── COMPARE/INST/BROKER CARDS ─── */
.compare-grid,.inst-grid,.broker-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin-bottom:28px}
.compare-card,.inst-card,.broker{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;transition:transform .2s,border-color .2s,box-shadow .2s;box-shadow:var(--sh1)}
.compare-card:hover,.inst-card:hover,.broker:hover{border-color:var(--line-2);box-shadow:var(--sh2);transform:translateY(-2px)}
.compare-eyebrow,.inst-tag{font-size:11.5px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--accent);margin-bottom:12px}
.compare-title,.inst-name,.broker-name{font-family:var(--font);font-size:24px;font-weight:800;letter-spacing:-.7px;margin-bottom:10px;color:var(--ink)}
.compare-desc,.inst-body{font-size:15.5px;color:var(--ink-3);line-height:1.7;margin-bottom:18px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.compare-pro,.compare-con{display:flex;gap:10px;margin-bottom:8px;color:var(--ink-2);font-size:15px;line-height:1.6;align-items:flex-start}
.compare-pro::before{content:'+';color:var(--green);font-weight:800;flex-shrink:0;font-size:18px;line-height:1.3}
.compare-con::before{content:'−';color:var(--red);font-weight:800;flex-shrink:0;font-size:18px;line-height:1.3}
.inst-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:16px;padding-bottom:16px;border-bottom:1px solid var(--line)}
.inst-rank{font-family:var(--font);font-size:34px;font-weight:800;color:var(--accent);line-height:1;font-variant-numeric:tabular-nums}
.inst-meta{display:flex;gap:22px;font-size:12.5px;color:var(--ink-4);padding-top:12px;border-top:1px solid var(--line)}
.inst-meta strong{color:var(--ink-2);font-weight:700}
.broker-tag{font-size:12.5px;color:var(--ink-4);text-transform:uppercase;letter-spacing:.6px;margin-bottom:16px;padding-bottom:16px;border-bottom:1px solid var(--line);font-weight:600}

/* ─── STEPS ─── */
.steps{display:flex;flex-direction:column}
.step-item{display:flex;gap:24px;padding-bottom:36px}
.step-item:last-child{padding-bottom:0}
.step-left{display:flex;flex-direction:column;align-items:center}
.step-circle{width:46px;height:46px;border-radius:50%;background:var(--accent);color:#fff;font-family:var(--font);font-size:18px;font-weight:800;display:grid;place-items:center;flex-shrink:0;box-shadow:0 2px 8px rgba(30,95,142,.35)}
.step-circle.c-2{background:var(--accent)}
.step-circle.c-3{background:var(--accent)}
.step-circle.c-4{background:var(--accent)}
.step-circle.c-5{background:var(--ink-4)}
.step-line{width:1px;flex:1;background:var(--line-2);margin-top:10px;min-height:24px}
.step-item:last-child .step-line{display:none}
.step-right{flex:1;padding-top:6px}
.step-title{font-family:var(--font);font-size:26px;font-weight:800;letter-spacing:-.8px;margin-bottom:10px;color:var(--ink)}
.step-desc{font-size:17px;color:var(--ink-2);line-height:1.75}
.callout{margin-top:16px;padding:14px 18px;background:var(--paper-2);border:1px solid var(--line);border-right:3px solid var(--accent);border-radius:0 var(--r) var(--r) 0;font-size:14px;color:var(--ink-3);line-height:1.65}

/* ─── PAGE HERO ─── */
.page-hero{text-align:right;padding:48px 0 40px;margin-bottom:40px;border-bottom:1px solid var(--line);position:relative}
.page-hero h1{font-family:var(--font-display);font-size:clamp(34px,5vw,52px);font-weight:800;letter-spacing:-1.2px;margin-bottom:18px;color:var(--ink);line-height:1.1}
.page-hero h1 em{font-style:normal;color:var(--accent)}
.page-hero p{font-size:19px;color:var(--ink-3);max-width:720px;margin:0;line-height:1.65}
.page-hero .eyebrow{margin-bottom:14px}

/* ─── NEXT ACTIONS ─── */
.next-actions{margin:48px 0 28px;padding:44px 44px 40px;background:var(--ink);border-radius:var(--r-xl);color:#fff}
.next-eyebrow{font-size:12px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:rgba(255,255,255,.55);margin-bottom:12px}
.next-title{font-family:var(--font);font-size:clamp(24px,3.2vw,32px);font-weight:800;letter-spacing:-.8px;margin-bottom:28px;line-height:1.2;color:#fff}
.next-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.next-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-md);padding:22px 24px;text-align:right;color:#fff;cursor:pointer;transition:all .15s;position:relative;display:block}
.next-card::after{content:'←';position:absolute;left:18px;top:22px;font-size:15px;color:rgba(255,255,255,.4);transition:all .15s}
.next-card:hover{background:rgba(255,255,255,.10);border-color:rgba(255,255,255,.25);transform:translateY(-2px)}
.next-card:hover::after{color:#fff;transform:translateX(-4px)}
.next-card-num{font-family:var(--font);font-size:12.5px;font-weight:700;color:rgba(255,255,255,.5);margin-bottom:10px;letter-spacing:.4px}
.next-card-t{font-family:var(--font);font-size:19px;font-weight:800;margin-bottom:8px;line-height:1.3;letter-spacing:-.5px}
.next-card-d{font-size:14px;color:rgba(255,255,255,.75);line-height:1.55}
@media(max-width:560px){.next-actions{padding:28px 24px}.next-grid{grid-template-columns:1fr}}

/* ─── SHARE ─── */
.share-row{display:flex;gap:12px;margin-top:18px;flex-wrap:wrap}
.share-btn{flex:1;min-width:160px;padding:12px 22px;border-radius:var(--r-md);font-size:14.5px;font-weight:700;display:flex;align-items:center;justify-content:center;gap:8px;transition:all .15s;border:1px solid var(--line-2);background:var(--paper);color:var(--ink);cursor:pointer}
.share-btn:hover{border-color:var(--ink-4);background:var(--paper-2)}
.share-wa{background:#0F7B3D;color:#fff;border-color:#0F7B3D}
.share-wa:hover{background:#0C6332;color:#fff;border-color:#0C6332}

/* ─── TRUST ─── */
.trust-row{display:grid;grid-template-columns:repeat(3,1fr);margin:28px 0;padding:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-item{text-align:center;padding:0 20px;position:relative}
.trust-item+.trust-item::before{content:'';position:absolute;right:0;top:8px;bottom:8px;width:1px;background:var(--line)}
.trust-label{font-size:11px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--ink-4);margin-bottom:8px}
.trust-value{font-size:14.5px;color:var(--ink-2);font-weight:500}
.trust-value a{color:var(--accent);font-weight:600}
@media(max-width:560px){.trust-row{grid-template-columns:1fr;gap:16px}.trust-item+.trust-item::before{display:none}}

/* ─── SUMMARY ─── */
.summary-box{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px 32px;font-size:16.5px;line-height:2;color:var(--ink-2)}
.summary-box strong{color:var(--ink);font-weight:700}

/* ─── SCENARIO ─── */
.scenario-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-md);padding:24px 28px;margin-bottom:14px;transition:border-color .15s}
.scenario-card:hover{border-color:var(--accent)}
.scenario-label{font-size:11.5px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--accent);margin-bottom:12px;display:flex;align-items:center;gap:10px}
.scenario-label::before{content:'';width:20px;height:2px;background:var(--accent)}
.scenario-card p{font-size:16.5px;line-height:1.8;color:var(--ink-2);margin:0}

/* ─── AD SLOT ─── */
.ad-slot{margin:28px 0;text-align:center}
.ad-slot-label{font-size:10.5px;letter-spacing:1.3px;text-transform:uppercase;color:var(--ink-5);margin-bottom:8px;font-weight:600}
.ad-slot-fallback{font-size:13.5px;color:var(--ink-4);font-style:italic;padding:26px 22px;background:var(--paper-2);border-radius:var(--r-md);border:1px dashed var(--line-2)}

/* ─── FOOTER ─── */
.footer{margin-top:96px;padding:64px 24px 44px;background:var(--ink);color:#fff;border-top:1px solid rgba(255,255,255,.08)}
.footer-inner{max-width:1200px;margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:48px;margin-bottom:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.1)}
@media(max-width:720px){.footer-grid{grid-template-columns:1fr;gap:28px}}
.footer-brand{font-family:var(--font);font-size:28px;font-weight:800;margin-bottom:14px;letter-spacing:-.8px}
.footer-tagline{font-size:15px;color:rgba(255,255,255,.7);line-height:1.7;max-width:420px}
.footer-col h4{font-size:12px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:rgba(255,255,255,.55);margin-bottom:18px}
.footer-col a{display:block;font-size:14.5px;color:rgba(255,255,255,.85);text-decoration:none;padding:5px 0;cursor:pointer;transition:color .15s}
.footer-col a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}
.footer-legal{font-size:13px;color:rgba(255,255,255,.55);line-height:1.75}
.footer-legal strong{color:rgba(255,255,255,.75)}
.ad-disclosure{display:flex;align-items:flex-start;gap:12px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-md);padding:16px 20px;margin-bottom:24px;font-size:13.5px;line-height:1.65;color:rgba(255,255,255,.78)}
.ad-disclosure strong{color:#fff;font-weight:600}

/* ─── MODAL ─── */
.modal-overlay{display:none;position:fixed;inset:0;background:rgba(15,23,41,.6);z-index:100;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(4px)}
.modal-overlay.open{display:flex;animation:fadeIn .2s ease}
.modal{background:var(--paper);border-radius:var(--r-xl);max-width:720px;width:100%;max-height:85vh;overflow-y:auto;padding:36px 40px;box-shadow:var(--sh3)}
.modal-close{float:left;width:34px;height:34px;border-radius:50%;background:var(--paper-2);border:1px solid var(--line);display:grid;place-items:center;font-size:16px;margin-bottom:8px;cursor:pointer;transition:all .15s}
.modal-close:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.modal h2{font-family:var(--font);font-size:32px;font-weight:800;letter-spacing:-.9px;margin-bottom:20px;clear:both;padding-top:8px;color:var(--ink)}
.modal h3{font-family:var(--font);font-size:17px;font-weight:700;color:var(--accent);margin:24px 0 8px;letter-spacing:-.3px}
.modal p{font-size:14.5px;color:var(--ink-2);line-height:1.8;margin-bottom:12px}
.modal ul{padding-right:22px;margin-bottom:16px}
.modal li{font-size:14.5px;color:var(--ink-2);line-height:1.8;margin-bottom:8px}
.modal-meta{background:var(--paper-2);padding:16px 20px;border-radius:var(--r-md);font-size:14px;margin-top:20px;color:var(--ink-2);border:1px solid var(--line)}
.modal-meta strong{color:var(--ink)}
.cookie-option{padding:16px 0;border-bottom:1px solid var(--line)}
.cookie-option:last-of-type{border-bottom:none}
.cookie-option-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:6px}
.cookie-option-title{font-size:17px;font-weight:700;color:var(--ink)}
.cookie-option-status{font-size:12.5px;color:var(--ink-4);margin-top:3px}
.cookie-option-desc{font-size:14px;color:var(--ink-3);line-height:1.65;margin:8px 0 0}
.cookie-option-toggle{position:relative;width:44px;height:24px;flex-shrink:0}
.cookie-option-toggle input{opacity:0;width:0;height:0}
.cookie-switch{position:absolute;cursor:pointer;inset:0;background:var(--line);border-radius:var(--pill);transition:.2s}
.cookie-switch::before{content:'';position:absolute;width:18px;height:18px;right:3px;top:3px;background:#fff;border-radius:50%;transition:.2s;box-shadow:0 1px 3px rgba(0,0,0,.18)}
.cookie-option-toggle input:checked+.cookie-switch{background:var(--accent)}
.cookie-option-toggle input:checked+.cookie-switch::before{right:23px}
.cookie-option-toggle.disabled .cookie-switch{opacity:.5;cursor:not-allowed}
.btn-calculate{width:100%;padding:14px;font-size:15.5px;font-weight:700;background:var(--accent);color:#fff;border-radius:var(--r-md);transition:background .15s;margin:12px 0;border:none;cursor:pointer}
.btn-calculate:hover{background:var(--accent-2)}

/* ─── COOKIE BANNER ─── */
.cookie-banner{position:fixed;bottom:20px;right:20px;left:20px;max-width:720px;margin:0 auto;background:var(--ink);color:#fff;padding:22px 28px;border-radius:var(--r-lg);box-shadow:var(--sh3);z-index:95;display:none;animation:slideUp .35s ease-out}
.cookie-banner.visible{display:block}
@keyframes slideUp{from{transform:translateY(40px);opacity:0}to{transform:translateY(0);opacity:1}}
.cookie-inner{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}
.cookie-title{font-family:var(--font);font-size:17px;font-weight:800;margin-bottom:6px;letter-spacing:-.3px}
.cookie-desc{font-size:13.5px;color:rgba(255,255,255,.72);margin:0;line-height:1.6}
.cookie-actions{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.cookie-btn{padding:9px 18px;border-radius:var(--r-md);font-size:13.5px;font-weight:700;border:1px solid transparent;transition:all .15s;cursor:pointer;font-family:var(--font);white-space:nowrap;min-height:40px}
.cookie-btn-primary{background:var(--accent);color:#fff}
.cookie-btn-primary:hover{background:var(--accent-2)}
.cookie-btn-secondary{background:transparent;border-color:rgba(255,255,255,.22);color:#fff}
.cookie-btn-secondary:hover{border-color:rgba(255,255,255,.5)}
.cookie-btn-link{background:transparent;color:rgba(255,255,255,.55);text-decoration:underline;text-underline-offset:3px;padding:9px 12px}
.cookie-btn-link:hover{color:#fff}
@media(max-width:720px){.cookie-banner{padding:20px 22px}.cookie-inner{grid-template-columns:1fr;gap:14px}.cookie-actions{justify-content:stretch}.cookie-btn{flex:1;text-align:center}}

/* ─── BACK TO COMPARE BUTTON ─── */
.back-to-compare{display:inline-flex;align-items:center;gap:6px;margin-bottom:18px;padding:8px 16px;font-size:14px;font-weight:600;color:var(--accent);background:var(--accent-soft);border:1px solid transparent;border-radius:999px;cursor:pointer;transition:all .15s;font-family:var(--font)}
.back-to-compare:hover{background:var(--accent);color:#fff}

/* ─── HAMBURGER MENU (mobile) ─── */
.nav-toggle{display:none;background:transparent;border:none;cursor:pointer;width:44px;height:44px;flex-direction:column;justify-content:center;align-items:center;gap:5px;flex-shrink:0}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s,opacity .2s}
body.nav-open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
body.nav-open .nav-toggle span:nth-child(2){opacity:0}
body.nav-open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:720px){
  .nav-toggle{display:flex}
  .nav-tabs{position:fixed;top:60px;right:0;left:0;background:var(--paper);flex-direction:column;height:auto;max-height:calc(100vh - 60px);overflow-y:auto;padding:12px 16px;border-bottom:1px solid var(--line);box-shadow:0 4px 20px rgba(15,23,41,.08);transform:translateY(-150%);transition:transform .25s ease;-webkit-mask-image:none;mask-image:none;z-index:49}
  body.nav-open .nav-tabs{transform:translateY(0)}
  .tab{height:48px;padding:0 14px;border-bottom:1px solid var(--paper-2);font-size:16px}
  .tab:last-child{border-bottom:none}
  .tab::after{display:none}
  .tab.active{background:var(--accent-soft);color:var(--accent);border-radius:10px}
}